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Pearl Motors Inc. Works with You!
Pearl Motors Inc has been serving Mobile Alabama since 1966. We get people approved every day that have been turned down for automobile credit elsewhere. We want you to get your next 10 vehicles from Pearl Motors Inc. See our Buy Here – Pay Here difference.
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WORRIED ABOUT BAD CREDIT?
We’ve got you covered. We've helped thousands of customers like you.
- Poor Credit? No problem!
- Referral Program
- Rebuild your credit
- Low Down Payment
- Low Monthly Payments
- No dealer or loan origination fees
Financing your vehicle has never been easier

Our Dedicated Team of Loan Specialists are Ready to Help You.
Call (251) 202-2986.
We are open Monday to Friday – 10am to 6pm and Saturday: Appointment only.
Need a Great Vehicle?

We use auto reliability reports of top-rated models to select the best used vehicles for our customers. Our inventory is hand-picked, inspected, and warrantied!
Quick and Easy

The benefit of a car loan directly from a BHPH dealership is that no third-party lender is involved. We create our programs for your unique situation and may get you driving the same day!
What You Can Expect From PEARL MOTORS
Financing your vehicle from Pearl Motors Inc. has never been a better option!
Low Down Payment Options
Drive today with a low down payment. With Low Down Payment Options, Pearl Motors Inc. has a plan to fit your budget and get you back on track. Let our friendly and professional staff help you today!
30 Day/1,000 Miles Limited Powertrain Warranty
Security and Peace of Mind come with every purchase. All of our Vehicles come with a 30 day 1,000 mile limited powertrain warranty.
Referral Program
You can earn up to $300 for referring family and friends to our dealership. There is no limit to how many referrals you send our way, as long as they’ve never purchased from us before.
Pearl Motors Rewards Your Progress
Pearl Motors Inc. rewards you for on-time payments. Make 12 months of payments on time and we’ll give you $100. We also value your loyalty and will give you $300 towards your next purchase!
No Credit Score Required
We have 100 plus years combined used car sales and financing experience. Thus, we understand that a bad credit score can hold you back in life. That’s why we don’t require a credit score and provide you with the best cash purchase or buy here, pay here options so that we can get you in a car today!
Helpful and knowledgeable
Pearl Motors Inc. promises to treat each customer as if they are our only customer while giving each of them a warm, personalized & custom experience that is comparable to exclusive luxury car dealerships. If our customers succeed then we succeed. Since 1966 serving Mobile, Alabama!
Frequently Asked Questions
Get the answers you need to common questions about Pearl Motors Inc. Services

Yes – At Pearl Motors we get people approved every day that are turned down for automobile credit elsewhere. So whether your previous automobile loans were turned down because of bad credit, slow credit, or no credit we can help you
Yes, in most instances you can take your vehicle home today.
Yes, all of our Vehicles come with a 30 day 1,000 mile limited powertrain warranty.
Yes! We approve all applicants who submit a completed credit application with the required documentation. Virtually all of our customers have credit challenges. We evaluate your credit history, employment history, and residence history to assess what is the reasonable amount for you to finance and offer you payment and down payment terms we are confident you can handle. We make the decision in house.
Yes, we do pull your consumer credit file from one or more of the major credit bureaus as one aspect of our evaluation of what amount is reasonable for you to finance and what payment and down payment terms to offer you.
Yes, we report your payment history to Equifax every month so your on-time payments build your positive credit history and your credit score.
Buy-Here Pay-Here means you get financing for the vehicle from the auto dealership you purchase the vehicle from and make your auto payments directly to the same dealership. Pearl Motors directly finances the automobiles we sell. Our in house finance department evaluates your credit application and we make the decision ourselves of what credit we will offer you. You will make your payments directly to Pearl Motors.
The amount of down payment required varies depending on your credit worthiness, income amount, income stability, residence stability, and the vehicle you want to purchase. The more down payment you offer the more vehicles you will have available to choose from.
HAVE A QUESTION? WE ARE HERE TO HELP!
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PEARL MOTORS INC
3351 Cottage Hill Rd, Mobile, AL 36606 - (251) 202-2986
- Directions
- HOURS
- Mon - Fri: 8:30 am - 5:30 pm
- Sat: Appointment only